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Truck and trailer finance

Apply in minutes and let our expert brokers do the heavy lifting — from paperwork to approvals. We make it simple to secure the right deal, fast.
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Get the best finance deal

From Rigs to Trailers - We’ve Got You Covered
Prime Movers
Light & Heavy Trucks
Tippers & Tilt Trays
Flatbeds
Truck Fleets
Crane Trucks

We’ve got you covered

From single owner-operators to large fleets, we’ll tailor the right truck or trailer loan for:

Owner-Drivers & Sole Traders

Small Business Operators

ABN Holders & Self-Employed

Companies & Fleet Buyers

Our 3 Steps
To Simpler Finance

From Vehicles to equipment, we do all the hard work so you can get approved faster and the best deal.

Tell Us What You Need

Apply online in minutes — no paperwork, no confusion. Whether you're buying a vehicle or funding business equipment, just tell us what you're after.

We Compare 30+ Lenders For You

Our expert team does all the legwork. We match your situation with tailored options from our panel of trusted lenders — so you get the best possible deal, not just the fastest.

Get Approved and Funded Fast

Most clients are approved in 24–48 hours with funds ready to go, so you can purchase what you’re after.

The lowest rate isn’t always the best deal

When you’re earning $5k, $10k or even $40k per week with your truck
- speed matters just as much as the rate
  • Fast approvals mean staying on the road and landing more jobs
  • Custom loan structures ease your cash flow
  • We negotiate beyond the rate for real value, not just marketing
  • Don’t settle for a slow bank or fixed option. We work for you

5 finance secrets to get the best car loan

You'll learn:

  • Spot lender tricks and hidden fees
  • Use balloon repayments to your advantage
  • Secure lower rates without perfect credit
  • Save thousands over your loan term
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Truck loan options

Chattel Mortgage

Own the truck upfront with tax benefits.

You own the truck from day one, with the loan secured against it. Popular with businesses seeking GST credits and depreciation benefits, while still spreading repayments over time.

Commercial Hire Purchase

Fixed repayments with ownership at the end.

Make set monthly repayments while using the truck as if it were your own. At the end of the term, you gain full ownership — a predictable, structured path to purchase.

Finance Lease

Use the vehicle while keeping it off your balance sheet.

The lender owns the vehicle, but you enjoy full use through fixed lease payments. At the end, you can return, refinance, or purchase the truck at its residual value.

Operating Lease

Short-term or rotating vehicle solution.

Ideal if you only need vehicles short-term or frequently refresh your fleet. Costs are predictable, and because the truck isn’t recorded as an asset, it stays off your balance sheet.

Low-Doc / ABN-Only Loans

Fast finance for sole traders with minimal paperwork.

Designed for sole traders or small operators without full financials. With minimal documentation required, approval is faster so you can get on the road sooner.

Flexible structures to match your business

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Real People, Working For You – Not the Banks

Our team of finance brokers are real Aussies from all over the country — and they’re on your side.
  • ✅ Transparent quotes with no hidden fees
  • ✅ No obligation, no impact on your credit score
  • ✅ We compare lenders so you don’t have to
  • ✅ Tailored options to suit your budget and lifestyle

What Our Clients Say

See why businesses across Australia choose us for their finance needs.
Rodney and Dione - Van Berkel Plant Transport
★★★★★
‘We have dealt with Con for our finance solutions for as long as we can remember. He is reliable, extremely helpful and always achieves the best results in the quickest time frame with minimal fuss! We wouldn’t go anywhere else.”
Mark Wilson - Tradetech Services Australia
★★★★★
‘Con Nitsikas have been looking after our vehicle and equipment finance for almost 10 years now. He is an integral part of thereason we have grown over 400% in that time. He has always operated efficiently and with the utmost integrity’.
Ivana & Paul - Outback Concreting P/L
★★★★★
‘I have been using Nationwide Finance for over 10 years and cannot speak highly enough of their services. Con is professional, friendly and very helpful. They have our business loans approved in a quick turnaround and takes the hassle out of purchasing finance.’
Tony & Carole - Howe Construction Cartage
★★★★★
‘We have known and dealt with Sam for over 25 years. He helped us with our finance on very piece of equipment purchased since. We now have a fleet of 25 Prime Movers and 40 trailers. Sam has always had our best interests at heart.’

FAQs

Everything You Need to Know About Truck & Trailer Finance
What types of trucks and trailers can I finance?

We finance everything from light commercial vehicles to prime movers, refrigerated trailers, tippers, and more — whether from a dealer or private seller.

Yes. We work with lenders who offer ABN-only and low-doc loans for sole traders and small businesses.

Absolutely. New or used, we’ll help you find the best terms.

If you have an ABN, regular income, and meet basic credit checks, you’re likely eligible. We’ll assess your situation and find the best option.

No — requesting a quote or comparison has no impact. We only run a credit check if you choose to proceed.

You choose a loan term (typically 1–7 years) and frequency (weekly, fortnightly, monthly). We’ll match the structure to your cash flow.

No problem. We work with flexible lenders who assess based on bank statements, BAS, or ABN tenure.

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