Novated lease australia

Reduce your taxable income and save on every kilometre by covering all vehicle costs through your salary.

Lease top car brands & models

See how much you could save with a Novated Lease – from EV’s to utes, drive your favourite brands for less each week.

Looking for a different car?

We can set up a novated lease on almost any make or model — new, used, petrol, hybrid, or electric. Tell us the car you’ve got in mind and we’ll show you how much you could save each week.

HOW NOVATED LEASING WORKS

A novated lease is a three-way agreement between you,
your employer, and a finance provider

How it works:

Why it works:

How it works:

Why it works:

Backed by 30+ Leading Australian Lenders

Let us crunch the numbers

Our easy and
stree-free process

New or used - any car that suits your needs.

Choose Your Vehicle

Select the vehicle of your preferred choice.

We Bundle Your Costs

Finance, insurance, fuel, servicing and more — rolled into one pre-tax deduction.

Get Approved and Funded Fast

We compare 30+ lenders to get you the best deal, in the shortest time possible.

Drive and Save

Enjoy your new vehicle and maximise tax savings every payday.

With novated lease, you save

Income Tax Savings

Your lease payments come straight from your pre-tax salary, reducing your taxable income and boosting your take-home pay.

Fleet Discounts

Access exclusive fleet pricing that novated lease providers negotiate with dealerships — extra savings on top of your tax benefits.

GST Savings

Pay less upfront with GST removed on the vehicle price and eligible running costs when salary packaged.

EV Incentives

Eligible electric and plug-in hybrid vehicles can be leased FBT-free, letting you salary sacrifice 100% of the costs and save thousands more.

Lease New, Used or Even Your Current Car

Whether you want a fresh upgrade, a quality used model, or even to package your existing car, we can structure a lease that maximises your tax savings.

More choice, more flexibility — and more money in your pocket.

Know Exactly What You’re Paying

Forget confusing finance or hidden fees. With a novated lease, all your costs are clearly itemised upfront — from repayments to running expenses.

You’ll enjoy fixed, predictable payments that make budgeting simple and stress-free.

Real People, Working For You – Not the Banks

Our team of finance brokers are real Aussies from all over the country — and they’re on your side.

What Our Clients Say

See why businesses across Australia choose us for their finance needs.
Rodney and Dione - Van Berkel Plant Transport
★★★★★
‘We have dealt with Con for our finance solutions for as long as we can remember. He is reliable, extremely helpful and always achieves the best results in the quickest time frame with minimal fuss! We wouldn’t go anywhere else.”
Mark Wilson - Tradetech Services Australia
★★★★★
‘Con Nitsikas have been looking after our vehicle and equipment finance for almost 10 years now. He is an integral part of thereason we have grown over 400% in that time. He has always operated efficiently and with the utmost integrity’.
Ivana & Paul - Outback Concreting P/L
★★★★★
‘I have been using Nationwide Finance for over 10 years and cannot speak highly enough of their services. Con is professional, friendly and very helpful. They have our business loans approved in a quick turnaround and takes the hassle out of purchasing finance.’
Tony & Carole - Howe Construction Cartage
★★★★★
‘We have known and dealt with Sam for over 25 years. He helped us with our finance on very piece of equipment purchased since. We now have a fleet of 25 Prime Movers and 40 trailers. Sam has always had our best interests at heart.’

FAQs

Everything You Need to Know About Novated Lease
What is a novated lease?

A novated lease is a three-way agreement between you, your employer, and a finance provider. You select a car and your employer agrees to deduct the lease and running costs from your pre-tax income. This not only reduces your taxable income but also allows you to access GST savings and bundle all vehicle expenses — including fuel, servicing, insurance, and rego — into one monthly payment.

With a car loan, you repay using after-tax income and wear the full cost of the vehicle and running expenses. With a novated lease, repayments come out of your pre-tax income, reducing your overall tax burden. You also avoid paying GST on the car purchase and associated costs, making it significantly more cost-effective for many people.

Yes. We support both new and used cars under novated leasing. There may be age or condition restrictions, but we’ll walk you through the best options.

Your lease can be transferred to a new employer, refinanced, or transitioned into a personal loan if needed. We’ll help manage the process for minimal disruption.

Absolutely. EVs currently receive Fringe Benefits Tax exemptions, making them even more affordable under a novated lease than traditional vehicles.

Click Start My Application, answer a few quick questions, and our team will be in touch to walk you through the rest.