Rather than paying large annual insurance premiums upfront, Nationwide helps businesses finance those costs over monthly instalments — keeping cash flow strong without losing cover.
We work with a panel of trusted lenders to arrange funding for most business insurance policies, including public liability, professional indemnity, and commercial property insurance.
Approval is quick, and your insurance stays active while you pay in smaller, manageable amounts.
Avoid large annual outlays and maintain liquidity for payroll, projects,
inventory or growth — all while staying fully insured.
Flexible repayment terms matched to your cash flow
We pay your insurer upfront on your behalf
Funding is secured against the policy, not your assets
Keep cash available for real business needs
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It’s a short-term loan that allows you to pay your annual business insurance premium over monthly instalments. The funder pays your insurer upfront, and you repay them over 6–12 months.
Most commercial policies — including public liability, professional indemnity, property, vehicle, and cyber insurance — can be funded.
Yes — your insurer is paid upfront in full. Your cover remains in place as long as you continue repayments.
Many policies are approved for funding within 24–48 hours. Faster if you provide your insurance documents upfront.
No. We work with your existing insurer or broker to arrange the funding. Nothing changes about your policy or provider.
Yes — we can consolidate multiple insurance policies into one monthly repayment.
