Finance the equipment that powers your business

From excavators and trucks to medical devices and office fit-outs, we help Australian businesses secure fast, flexible finance for the equipment they need to grow.

How Equipment Finance Works

We help Australian businesses finance the machinery, vehicles, and tools they need to grow — without tying up working capital. Whether you’re purchasing new or used equipment, we’ll match you with a lender and structure that suits your cash flow, tax position, and asset type.

You can choose to buy, lease, or rent-to-own — with approvals available for up to $250K with low or no financials.*

We handle everything from application to settlement, so you can focus on getting back to work.

We Can Help You Finance

Our easy and
stress-free process

Choose Your Equipment

New or used, simple or specialised — 
we help finance it all.

Apply Online

It takes just minutes. We can pre-approve up to $250K with no financials.*

Get Matched With The Right Lender

We compare 30+ banks and specialist lenders to find the best structure and rate.

Get Funded Fast

We handle the paperwork — you get the equipment and get to work

Turn Equipment Into Earning Power

Our clients use equipment finance to get what they need now and spread the cost over time
— helping them grow, win more jobs, and improve cash flow without draining capital.

Income Tax Savings

Your lease payments come straight from your pre-tax salary, reducing your taxable income and boosting your take-home pay.

Fleet Discounts

Access exclusive fleet pricing that novated lease providers negotiate with dealerships — extra savings on top of your tax benefits.

GST Savings

Pay less upfront with GST removed on the vehicle price and eligible running costs when salary packaged.

EV Incentives

Eligible electric and plug-in hybrid vehicles can be leased FBT-free, letting you salary sacrifice 100% of the costs and save thousands more.

Your Finance Options

Chattel Mortgage

Own your equipment from day one with flexible repayment options.

A chattel mortgage lets your business take immediate ownership of the asset while spreading repayments over time. With potential tax deductions on interest and depreciation, it’s one of the most popular finance solutions for equipment purchases.

Commercial Hire Purchase

Spread the cost of your equipment over time with ownership at the end.

A Commercial Hire Purchase allows you to use the equipment straight away while paying it off in regular instalments. With flexible terms and lower upfront costs, it’s a great option for businesses that plan to keep their equipment long-term.

Finance Lease

Use the equipment while keeping repayments off your balance sheet.

A Finance Lease gives your business full access to the equipment without the upfront purchase cost. You make fixed monthly repayments, and at the end of the term you can choose to purchase, upgrade, or return the asset — keeping your options flexible.

Operating Lease

Ideal for short-term projects or rotating equipment needs.

With an Operating Lease, you simply rent the equipment for the period you need it, without the burden of ownership. At the end of the lease, you can return, upgrade, or extend — making it a smart choice for businesses that rely on constantly updated or short-term-use equipment.

Low-Doc / ABN-Only Loans

Spread the cost of your equipment over time with ownership at the end.

A Commercial Hire Purchase allows you to use the equipment straight away while paying it off in regular instalments. With flexible terms and lower upfront costs, it’s a great option for businesses that plan to keep their equipment long-term.

Fill out our simple form in minutes

Real People, Working For You – Not the Banks

Our team of finance brokers are real Aussies from all over the country — and they’re on your side.

What Our Clients Say

See why businesses across Australia choose us for their finance needs.
Rodney and Dione - Van Berkel Plant Transport
★★★★★
‘We have dealt with Con for our finance solutions for as long as we can remember. He is reliable, extremely helpful and always achieves the best results in the quickest time frame with minimal fuss! We wouldn’t go anywhere else.”
Mark Wilson - Tradetech Services Australia
★★★★★
‘Con Nitsikas have been looking after our vehicle and equipment finance for almost 10 years now. He is an integral part of thereason we have grown over 400% in that time. He has always operated efficiently and with the utmost integrity’.
Ivana & Paul - Outback Concreting P/L
★★★★★
‘I have been using Nationwide Finance for over 10 years and cannot speak highly enough of their services. Con is professional, friendly and very helpful. They have our business loans approved in a quick turnaround and takes the hassle out of purchasing finance.’
Tony & Carole - Howe Construction Cartage
★★★★★
‘We have known and dealt with Sam for over 25 years. He helped us with our finance on very piece of equipment purchased since. We now have a fleet of 25 Prime Movers and 40 trailers. Sam has always had our best interests at heart.’

FAQs

Everything You Need to Know About Equipment Finance
What is equipment finance?

Equipment finance allows your business to purchase or lease machinery, tools, or vehicles while spreading the cost over time. It’s a great way to conserve working capital and manage cash flow while acquiring the assets you need.

Yes. We can offer low-doc or no-doc loans for up to $250K depending on your business age, credit score, and lender preferences.

Buying (via a chattel mortgage) gives you ownership from day one. Leasing gives you use of the equipment while spreading cost and potentially keeping assets off your balance sheet. We’ll help you pick the right structure.

Absolutely. We help clients finance used equipment from both dealers and private seller

Some loans can be approved in 24–48 hours. Timing depends on the loan size, documentation, and lender response.

Yes. We can structure loans for multiple assets — including pre-approvals if you’re still shopping around.